From Dirt to Dollars: The 9-Unit Blueprint You Wish You Knew Sooner

🏆 Win of the Week: $3.47M Funded. 9 Units. Cash Back at Closing. Let’s go.

What if I told you a first-time developer just walked away from the closing table with cash in hand… on a $3.47 million construction loan?

That’s exactly what happened this week in Dorchester.

He bought the land for $899K using cash and seller financing.
We came in, paid off that note, and funded 100% of the construction.
$3.47M funded. 9-unit building. Commercial space on the ground floor.
And yes—he got cash back at closing to kick off the project.

This ain’t theory.

This is what happens when you bring the right deal and work with someone who’s been in the trenches.

I’m not just a lender. I’ve flipped over 40 projects, raised millions, and I know the pressure that comes with closing. That’s why I underwrite like a developer—not a desk jockey.

Need funding?
📲 Tap in. Let’s get your deal across the finish line.

🔥 Real Estate This Week: High Rates, Higher Plays

Mortgage rates are creeping, buyers are stalling, and inventory’s thin.
What does that mean for you?

➡ Creative Financing Wins
Use seller financing. Offer subject-to terms. Get your loan to work like a partnership—not a payment plan.

➡ Focus on Value-Add
Cash flow alone won’t cut it. You need projects with upside: ADUs, additions, zoning plays.

➡ New Construction Isn’t Optional Anymore
If you’re not building, you’re competing for scraps.

📚 Closers Book Club: Outliers – The System Is Rigged. Beat It Anyway.

This week we dove into Chapters 4–6 of Outliers by Malcolm Gladwell.

Big Takeaway:
Success isn’t about raw talent. It’s about environment, support, and practical intelligence.

✅ Chris Langan = IQ Genius.
❌ Dropped out of college. No support. No social skills.

✅ Robert Oppenheimer = Also brilliant.
✅ Tried to poison his professor (!), but got tapped to lead the Manhattan Project.

What made the difference?
The people around them.
Their ability to navigate the system.
The willingness to challenge authority… and get help.

If you’re trying to go further, check your environment.
You’re not supposed to do this alone.
That’s why we built this club.

Watch The Full Recap Here: Book Club Live

🧠 Mindset Shift: Your Emotions Are Costing You Millions

This week I had to give a young flipper the hard truth:

He was emotional. Overbudget. Overconfident.

Here’s why most flippers fail:

1. They overestimate the ARV.

2. They underestimate the rehab.

3. They change the scope mid-project.

Stay disciplined. Stay humble.
Discipline is the shortcut to freedom.

Here’s A Recap Of What I Shared With This Rising Star!

robertlnichols

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💪 Fitness Edge: Lift Heavy, Think Clearly

New study just dropped: Men who strength train 3x a week show significant reductions in stress, anxiety, and fatigue.
Lifting heavy isn’t just for looks—it’s mental performance, emotional regulation, and longevity.

No time? No problem.

🛠️ 3-day split. 45 mins.
Bench. Squat. Deadlift. Done.

Source: Healthline Strength Training Study

🪙 Crypto Corner: Bitcoin Cooling Down? Good.

After peaking at $112K in May, Bitcoin has cooled to $101,650.

Should you panic? Nah.

This is normal market digestion. Every major run comes with a cooldown.
For long-term holders, it’s accumulation season.
Dollar-cost average in. Don’t try to time perfection.

Bonus Play: Keep your eye on Ethereum and SOL. Smart contract coins are gaining favor again as DeFi heats up.

🎯 Investor’s Edge Insights: Tax Game Strong with CPA Aaron Gilmer

This week’s guest was Aaron Gilmer, CPA and owner of Gilmer Consulting — and he dropped pure financial fire.

If you want to stop guessing about your taxes and actually grow your business with clarity and confidence, this session was mandatory.

Inside the replay:

✅ When & why to set up an S-Corp (and when NOT to)
🧾 Write-offs most investors miss—and how to make sure you don’t
💰 Why profit isn’t cash flow, and how to avoid getting blindsided
📊 The key reports that actually move the needle
🎥 Watch the full session here in the Investor’s Edge Community

This wasn’t just accounting advice. This was a blueprint for building wealth, scaling smarter, and keeping more of what you earn.

If you're serious about money, taxes, or long-term wins — this is the episode that levels you up.
Check out https://www.skool.com/investorsedge to learn more!